What Does Progressive Roadside Assistance Cover? (2022)
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An Overview Of Progressive Roadside Help
Progressive roadside help is obtainable as further protection, which suggests you purchase it on high of your current Progressive automotive insurance coverage coverage and it can’t be purchased independently from a Progressive coverage. This protection can be utilized for a automotive, RV, or bike. You’ll be able to even buy an analogous “waterside” help coverage for boats.
Listed here are a few of the particulars of what precisely Progressive roadside help covers:
- Towing: Progressive will prepare to tow your automobile wherever inside a 15-mile radius or to the closest certified restore store. You’ll have to pay for additional towing.
- Winching: Progressive will prepare to drag your automotive from a ditch, snowbank, or any location during which it’s caught.
- Battery jump-starts: In case your automotive has a useless battery, Progressive has you coated.
- Gas supply: You continue to must pay for the price of gasoline, however Progressive will cowl the supply charge if you happen to run out of gasoline removed from civilization.
- Battery cost for electrical automobiles: Progressive can pay to tow your automotive as much as 15 miles or to the closest certified charging facility.
- Lockout service: In the event you lock your keys in your automotive, Progressive can ship a locksmith.
- Flat tire change: A mechanic can be despatched to alter a flat.
- On-scene labor: Progressive can pay for as much as one hour {of professional} roadside upkeep.
There’s a restrict to the variety of roadside occasions your coverage will cowl in a 12 months, so you’ll be able to’t request Progressive towing service each day. Examine your coverage limits – some providers might range from state to state. Worth may fluctuate, however anticipate to pay round $16 a 12 months on high of your current insurance coverage premium.
Within the case of an emergency, you’ve gotten two decisions with Progressive towing service protection. You’ll be able to both attain out to Progressive, who will dispatch a neighborhood towing firm in your behalf, or you’ll be able to name the towing service immediately and Progressive will reimburse the price.
Reimbursement requests may be dealt with on-line, or you’ll be able to mail your receipt to Progressive’s roadside help workplace in Massachusetts:
Progressive ReimbursementsPO Field 9147Medford, MA 02155
What you’ll be able to declare for towing and labor protection
Whereas towing and reimbursement protection normally comes with the excellent protection a part of your coverage, it’s a good suggestion to talk to an agent and double examine earlier than you end up in want of a tow. For an extra charge included in your premium, towing and labor protection might present reimbursement for providers corresponding to:
- Towing bills from the place your automotive broke down
- Labor bills for repairs the place the breakdown occurred
- Lockout service
- Gas/Oil supply
- Loaned battery
- Tire change
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Outdoors Providers
In the event you decide to make use of a licensed service supplier of your alternative, you can be required to pay for the service on the time of the disablement. We then will reimburse you if the service is roofed and written verifiable proof of the expense (together with your Wawanesa coverage quantity) is offered to us inside thirty (30) days of the date of service. The profit restrict utilizing this selection is $50 per disablement. Lockout Providers profit restrict is $100.
- The Signal and Drive Choice just isn’t out there in some U.S. Territories. For these situations, compensation can be made within the type of a reimbursement. ↩
Roadside Help
Contemplate including Roadside Help to your coverage in case your automobile breaks down on the highway. Roadside Help protection will cowl the price of towing your automobile to the closest certified restore facility. Roadside Help additionally covers labor, as much as one hour, together with:
- Flat tire change
- Battery jump-start
- Emergency gasoline and fluid supply
- Locksmithing
When you have Roadside Help protection in your coverage, the best means to make use of it’s to name us at 855-577-0233. We’ll ship a service supplier to you to get you up and operating as quickly as attainable. As soon as the supplier takes care of your automotive, you simply signal the bill and drive away. We pay the invoice, and also you pay nothing out of pocket (until, after all, you request work that is not associated to the break down).
In the event you contacted and paid for a Roadside Help service supplier by yourself, please ship your receipt/bill to Progressive Roadside Help, PO Field 9147, Medford, Mass., 02155. You will want to incorporate your identify, coverage quantity, the 12 months/make/mannequin of the automobile that was serviced and a return deal with. As soon as we confirm your protection is so as, we’ll reimburse you on your bills, so long as they’re inside protection limits.
Our Suggestions For Roadside Help
Roadside help protection just isn’t very costly and might simply pay for itself. Take into consideration how typically you have had to make use of a towing, winching, or locksmith service up to now. Whether it is not less than as soon as each few years, a roadside help add-on could also be value it.
Whereas the Progressive roadside help program compares effectively with opponents’ applications, we don’t advocate selecting a automotive insurance coverage supplier primarily based on the emergency roadside help program alone. Determine which types of car insurance you want on your main coverage and go from there. You’ll be able to compare quotes from high auto insurance corporations by calling (844) 246-8209 or by coming into your zip code under.
We predict that Progressive, Geico, and AAA have a few of the finest roadside help choices, and we have rated every of those corporations extremely amongst insurance coverage suppliers extra typically as effectively.
Progressive Insurance coverage: 4.5 Stars
Progressive protection is reasonably priced and presents various useful add-ons like rental automotive reimbursement, customized components and gear worth, and roadside help. Whereas its roadside help is a bit more costly than different suppliers, additionally it is essentially the most complete. We predict most prospects can be glad with Progressive’s towing service.
We additionally like Progressive for its plans for high-risk drivers, together with drivers of their 20s and people with DUIs on their driving document. Plus, Progressive is extremely rated by business professionals like AM Greatest.
Geico Insurance coverage: 4.5 Stars
Geico has a few of the lowest charges within the business and constantly earns excessive marks in buyer satisfaction. Its roadside help program has some essential and helpful options, together with towing, winching, and lockout service, and its roadside help app makes it straightforward to get assistance on the highway.
Because the second-largest insurer within the nation, Geico has in depth choices for protection. One which stands out is mechanical breakdown insurance coverage, which may complement a coverage with roadside help.