Content of the material
- Here’s how it works
- Our Take On Safe Auto Insurance Company: 3.0 Stars
- State Auto vs. Safe Auto: Rates by Homeownership
- SafeAuto Car Insurance Reputation
- SafeAuto Customer Service
- SafeAuto Claims Filing Process
- Contact SafeAuto
- Is SafeAuto car insurance cheap?
- SafeAuto Car Insurance Pros and Cons
- 12. Progressive Insurance Card Template Pdf Fillable
- Pros Cons of State Auto SafeAuto
- State Auto
- State Auto
- Safe Auto Cost And Discounts
- 25. Download your digital Pink Card
Here’s how it works
The Drive Safe & Save app2 connects with the Bluetooth beacon we’ll send you after enrollment. Keep your Bluetooth and location services on to automatically record trips. What type of driving feedback do you get?
Our Take On Safe Auto Insurance Company: 3.0 Stars
We rated Safe Auto Insurance 3.0 out of 5.0 stars. Overall, we believe that drivers who fall into the high-risk category and are denied coverage elsewhere will find the Safe Auto insurance company a decent option for their auto policies. Insurance costs can vary drastically, depending on your credit, driving record, and location, but in general, its prices are pretty competitive compared to other providers who offer high-risk insurance.
Specializes in insurance coverage for high-risk drivers
Cannot file a claim online
Your choice of repair shop
Service is limited to 20 states
Three payment plans to choose from
A rating with the Better Business Bureau (BBB)
A- financial strength rating with AM Best
Safe Auto also has an A- (Excellent) rating from AM Best, which indicates the company is financially solid and has the ability to meet its ongoing contractual obligations.
One downside is that you can file a claim only over the phone. Though customers can use their online account and mobile app to manage their policy, they can’t file a claim online. Also, Safe Auto’s service is currently limited to only 20 states.
State Auto vs. Safe Auto: Rates by Homeownership
Drivers who own their home rather than rent can sometimes get a small discount. We found that on average State Auto charges $279.01 per month and Safe Auto charges $336.34 per month for customers who own their home.
|Own/Rent||State Auto||Safe Auto|
SafeAuto Car Insurance Reputation
Safe Auto car insurance ranks generally well for claims and customer satisfaction, financial strength, and affordability. The average monthly cost for a policy with Safe Auto is $102.
SafeAuto is best known for offering affordable state minimum car insurance to drivers who have rough patches in their driving record. The company makes it easy to file SR-22 forms with your state’s department of motor vehicles. That’s good for those who gave driven without insurance, gotten a DUI, or had another issue that resulted in them needing to prove they’re insured.
Even though SafeAuto isn’t well-known among people with clean records, it’s worth consideration. Good drivers can often find low-cost coverage at companies that do nonstandard policies. If you’re a good driver and enjoy managing your policy yourself, SafeAuto could be a great fit. The company is backed by Allstate, so you can be confident it’ll stick around.
SafeAuto Customer Service
Overall, customer service at SafeAuto is not well-reviewed. You can reach an agent by calling 1 (800) SAFE-AUTO, which is easy to remember. You can also manage many of your policy needs with your online account or through the SafeAuto app. Claims services are 24/7, and so is the roadside assistance program. Whether your policy is worth subpar service is up to you.
SafeAuto Claims Filing Process
SafeAuto is somewhat unique in the way it pays out its claims with the Same Day Pay program. Once you file your claim—be sure to provide photos and contact information to your claims agent—your agent will arrange for an adjuster to make an estimate. When the claim is resolved, you and your claimant can get a payout sent directly to a bank account or debit card.
See More: Car Insurance Quotes
SafeAuto gives customers several ways to reach out for insurance-related needs. We outline how to contact the company in the below:
To file a claim with SafeAuto insurance, policyholders have several options:
Log in to your online SafeAuto Insurance account, where you can also view and manage your policy. Use the “report a claim” page on the SafeAuto site, which does not require login. Call the SafeAuto insurance claims department via its dedicated phone number, which is 1-(800) SAFE AUTO, or (614)-944-7927. The SafeAuto insurance app can also connect you with the claims department. The SafeAuto claims team is available from the hours of 8 a.m. to 8 p.m. during the week and 8 a.m. to 5 p.m. on weekends. Mail any relevant documents to the SafeAuto claims address, which is PO Box 182384, Columbus, Ohio, 43218-2384.
To contact customer service, policyholders have several options:
Call the SafeAuto Insurance customer service telephone number at 1-(800)-723-3288 to speak to the customer service team. Email customer service at [email protected] Mail any relevant documents to PO Box 182109, Columbus, Ohio, 43218-2109. Use the SafeAuto app to contact a representative.
To pay a bill, SafeAuto policyholders can:
Call the customer service phone number, which also works for payments, at 1-(800)-723-3288. Send a check via mail to 4 Easton Oval, Columbus, Ohio, 43219. Sign in to their SafeAuto online account. Use the SafeAuto mobile app. Use the “quick pay” page, which does not require setting up a SafeAuto online account.
To get a free SafeAuto quote, shoppers can:
Use the online quote form. Use the SafeAuto app, even if you’re not currently a SafeAuto customer. Call the customer service number, which is 1-(800)-723-3288, to speak to a representative.
Is SafeAuto car insurance cheap?
Though not the cheapest insurance company in our study, SafeAuto offered comparatively affordable rates — particularly for drivers with an at-fault accident on their records. An 18-year-old driver with an at-fault accident received quotes that were 20% lower than average, while a 30-year-old driver was quoted rates that were 22% lower than average.
No spam. No hassle. No hidden costs.
Insurer Age 18, clean record Age 18, one accident Age 30, clean record Age 30, one accident State Farm$3,609$4,330$1,165$1,374SafeAuto$5,916$8,676$2,453$3,572Allstate$7,990$14,049$3,860$6,661Geico$8,361$16,124$3,583$6,604
Not only did SafeAuto charge lower-than-average rates, but it also raised rates far less sharply than most competitors did after an accident. Rates for a 30-year-old increased by 46%, from $2,453 per year to $3,572. By contrast, Geico raised rates for the same driver by 84%, from $3,583 annually to $6,604 annually, and Allstate raised rates by 73%, from $3,860 to $6,661.
While these rates aren’t nearly as cheap as what State Farm offers, they’re significantly cheaper than the rates charged by Geico and Allstate. Given SafeAuto’s poor customer service reputation, we hesitate to recommend it, but if you have enough incidents on your driving history that you can’t find a major insurer willing to offer you coverage, it could serve as a backup.
SafeAuto Car Insurance Pros and Cons
Like every other car insurance company out there, SafeAuto comes with a unique set of advantages and disadvantages. Your job is to decide whether the cost and advantages of choosing SafeAuto are worth the cons. Here’s a quick overview of what you can expect when working with the company.
SR-22 insurance is availableMany options for bundling productsEasy-to-use website and mobile app available in both Spanish and EnglishVery few discountsMore NAIC complaints than averageNot available in all states
12. Progressive Insurance Card Template Pdf Fillable
Pennsylvania law requires all Pennsylvania motor vehicle owners to maintain vehicle with current proof of insurance and completed Form MV-222 (PDF), (18)…
Pros Cons of State Auto SafeAuto
- State Auto offers tiers of protection, which simplifies decision-making about coverages based on budget.
SafeAutoAffordable state-minimum car insurance.R22, SR22A or FR44 as Certificate of Financial Responsibility available.
- The mobile app is not for most drivers, only those who take part in the Safe Auto telematics program.
- Car insurance is only available in Alabama, Arizona, Arkansas, Colorado, Connecticut, Georgia, Illinois, Indiana, Iowa, Kansas, Kentucky, Maryland, Massachusetts, Michigan, Minnesota, Mississippi, Missouri, North Carolina, North Dakota, Ohio, Pennsylvania, Rhode Island, South Carolina, South Dakota, Tennessee, Texas, Utah, Virginia, West Virginia, and Wisconsin.
SafeAutoOn average, premiums through SafeAuto cost more than some competitors.
Safe Auto Cost And Discounts
In our research, we looked into Safe Auto’s payment options and plans. Safe Auto insurance policies are issued for six months, and customers can choose from three payment options for easy budgeting:
- Full payment
- Bi-monthly payments (33% down payment with two remaining payments due every other month)
- Monthly payments (an initial down payment with five monthly payments)
The final cost of your Safe Auto insurance policy depends on a wide range of factors, including your age, marital status, driving history, and credit score. We analyzed data from Quadrant Information Services to find that the average annual premium rate ranged between $1,000 and $3,000 for a 35-year-old driver with a clean driving record and good credit.
Safe Auto insurance company also offers several ways to pay your bills. You can make a quick, one-time online payment using your debit card, credit card, or checking account without signing in or set up automatic payments on your account. You can also send in your payments by mail or pay by phone.
Like all other insurance providers, Safe Auto offers a few discounts to cut down on your premium costs. We have listed a few of them below for your reference. The availability of the discount, coverage, and rates will vary by state.
- Multi-vehicle discount: Available if you insure multiple vehicles with Safe Auto
- New business discount: Available if you switch to Safe Auto from another provider and can provide proof of insurance
- Homeowner discount: May be available if you own your home
- Driver improvement course discounts: Available in certain states if you voluntarily complete a driver improvement course
- Paid-in-full discount: Available in certain states if you pay your premium in full
- Good student discounts: Available in certain states for students with good grades
Discounts may also be available if you drive a safe, reliable vehicle, sign up for an extended policy, or have a good driving record.
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