Merrick Bank Double Your Line® Secured Visa® Card


  • No safety deposit required
  • Doubtlessly excessive credit score restrict
  • Reviews account exercise to all three credit score bureaus
  • Free month-to-month FICO Rating entry


Cons Defined

  • Annual price: It’s doable to discover a secured bank card with no annual price, so at $36 first 12 months, then $3 month-to-month, the Double Your Line card be seen as pricey—particularly as a result of it doesn't supply rewards.
  • Can't improve credit score line with a much bigger deposit: For many secured bank cards, your preliminary credit score restrict will likely be equal to the quantity you set down on your secured deposit. Some corporations even allow you to add cash after your preliminary deposit to extend your credit score restrict. Neither of those applies to the Double Your Line card; the $200 deposit and preliminary credit score restrict are mounted.


Is legit?

Sure, it’s a authentic website and there’s nothing higher than this one to repair up your credit score scores.

Doubleyourline contact quantity?

you possibly can contact double your line @800-204-5936 for any and each form of concern.

Buyer Expertise

Merrick Financial institution gives buyer help by cellphone at (800) 204-5936 and in addition a cellular banking app that you need to use to examine your steadiness, pay payments, and get your free credit score rating.

Particulars about its Playing cards Provided:

The playing cards accessible with this financial institution will allow you to double your credit score restrict, thus constructing your credit. As well as, they’ve the choice of each secured and unsecured bank cards. Two of the corporate playing cards are secured, and demand safety deposits for entry to the credit score line, and the third one doesn’t ask for any such calls for.

Playing cards We Like Extra Than the Merrick Financial institution Credit score Playing cards

Listed here are some playing cards we’d suggest forward of the Merrick Financial institution bank cards.

Uncover it® Secured Credit score Card

In comparison with the Merrick Financial institution playing cards, the Uncover it® Secured Credit score Card comes out method forward due to its potential rewards and its lack of an annual price. Uncover it® Secured Credit score Card cardholders can earn 2% money again at Gasoline Stations and Eating places on as much as $1,000 in mixed purchases every quarter. 1% limitless money again on all different purchases – routinely. After seven months, Uncover will evaluation your account and will transition you to a card with no safety deposit. Like all secured playing cards, the Uncover it® Secured Credit score Card will doubtless be accessible to you even when you have Restricted/Unhealthy/Poor credit score historical past.


Minimal safety deposit of $200. Uncover it® Secured Credit score Card Evaluate

Capital One Platinum Secured Credit score Card

These contemplating the Merrick Financial institution bank cards will likely be higher off with the Capital One Platinum Secured Credit score Card, because it gives the identical alternative for constructing credit score with none setup or annual price. Moreover, $49 is all it’s worthwhile to get a $200 preliminary credit score line, which is lower than the minimal deposit requirement to get the Merrick Financial institution Secured Visa®. Moreover, Capital One will improve your credit score restrict after you make 5 on-time minimal month-to-month funds. That is two fewer months than required with the Merrick Financial institution Double Your Line® Mastercard®.


Pay a minimal safety deposit of $49 The cardboard at present gives a refundable minimal safety deposit of $49, $99 or $200. (You’ll want entry to a certified checking account to pay the safety deposit.) Pay $0 annual price. Capital One Platinum Secured Credit score Card Evaluate