How to Load Money on a NetSpend Prepaid Card

Getting Started

Order and activate your Card.

  1. Simply give us your name and mailing address and your card will arrive in 7-10 business days.1 Residents of the State of Vermont are ineligible to open a card account.

    Get a card

  2. Once your card arrives in the mail, activate your card and verify your identity1. Come back to this website (it’s a good idea to bookmark it now) and activate online, or call 1-800-214-5483.

    Activate my card

Go shopping, pay bills, and more

You got this. With a Netspend Prepaid Card, you can enjoy the freedom to handle your family finances all from one account.

You can shop anywhere–from stocking up the fridge to topping off the gas tank. Or pay your bills online to help you avoid those surprise or late bills. You can even withdraw cash from ATMs[4] or at the register, and send money directly to family to take care of what matters most.[5]

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Why Use a Netspend Prepaid Card?

For individuals who cannot qualify for a bank account or a credit card, a reloadable card is an option. The user can bypass the bank and its fees and use a prepaid card to pay for daily expenses including bills. Another advantage of using a GPR is that because the balance on the card is already paid for and there is no credit, the user will not rack up debt that they cannot pay. However, there is a disadvantage where credit is concerned, which is that using this type of card will not boost your credit rating no matter how sensible your spending habits.

Carrying a GPR is safer than carrying cash. If it is lost or stolen the balance can be restored. Using a GPR can help with budgeting and saving. A set amount can be added to the card each month to be used later. For example, an individual might use the card to save for a holiday, for example. Although not gift cards, some use a GPR as a way to give someone an allowance such as a college student who needs to buy groceries and books.

GPRs are typically free of late fees, hidden interest charges and overdraft charges.

How do you check your Netspend balance?

Log in to the Online Account Center to check your balance for free at any time. You can sign up for alerts, enabling you to receive a text message with your balance after every transaction. After you’ve signed up for Anytime Alerts, text ‘BAL’ to 22622 anytime to receive your balance via text. Or, you can call 1-866-387-7363 or make an inquiry at a participating ATM for a 50 cent fee.

What is Netspend?

Netspend is a global payment company that offers a prepaid debit card, allowing you to manage your money without a bank account. Account holders can add funds to their account with direct deposit, bank transfers, or cash reloads at more than 130,000 reload locations. There are no credit checks, activation fees, and minimum balances. Funds on your Netspend Card are FDIC-Insured and protected from unauthorized purchases.

Reward Yourself

Make your money work for you.

Refer Your Family and Friends Use the Western Union® Netspend® Prepaid Mastercard® Refer-a-Friend program and when your family and friends fund their new card with at least $40 in cash or with Direct Deposit, you could each get a $20 credit!10

Cash Back Rewards Get special offers from select merchants and earn cash back credits on your Western Union® Netspend® Prepaid Mastercard® for those purchases.11