Does GEICO Have Payment Plans?

Geico car insurance cost

According to our Geico rate estimates, 35-year-old drivers with good credit and a clean driving history pay $1,352 per year on average for full coverage car insurance. This is about 22% lower than the national average of $1,732 per year, making it one of the cheapest car insurance providers for many drivers.

Here’s how Geico compares to nine leading providers:

Average monthly and annual cost estimates by compa

Average monthly and annual cost estimates by company

The table below shows how Geico stacks up against both regional and national providers in terms of average monthly and annual costs. The rates below are for 35-year-old married drivers with good credit and a clean driving record.

Bottom line on Geico

We rate Geico 9.2 out of 10.0 and name it our Editor’s Choice in 2022. Geico scored highly in our industry review due to its comprehensive coverage options, low average rates and strong customer service reputation.


Ways you can pay

Make your Geico payment simply and safely at Kroger Family of Stores, where you’ll find your local Money Services. Pay in store or begin your Geico payment online with Money Services Express.

With Money Services Express, you can begin your Geico online payment at home then finish the final steps of the transaction in-store. Bring along your completed barcode, bill stub and valid ID.

Get Started Gert Started with MSX now

Visit your local Money Services and our in-store associates will gladly assist you with any questions you have about your Geico payment. Find a Store Find a Store

Make Payments Online

There are several online payment methods one can use to pay their balance due, including GEICO bill pay, which allows customers to set up an automatic recurring payment. This can be done through an Electronic Funds Transfer or with a debit or credit card after logging in through the Policyholder Service Center. If you prefer, after logging in, you can make a one-time payment using an online check, debit or credit card instead. The system also allows you to change from automatic to one-time payments and vice versa.

If you have a mobile device, you can also make an online payment by downloading the GEICO app to your phone or tablet. After opening the app, you’ll need to sign in. From there, you can use the same online payment methods mentioned above.

Mobile app FAQs:

How to use Zip at Geico

  • Download the Zip app
  • Search for Geico
  • Add your favorites to cart, then tap 'Pay with Zip' at checkout
  • Your purchase is split into 4 installments, spread over 6 weeks
Learn more

Geico contact & assistance

We are on hand to help you but if you need to contact Geico directly, please speak to their customer service team for advice.

Geico online support:

Discounts FAQs:

Is there a discount for being accident-free?

Safe driving definitely has its rewards.

You may be eligible for a good driver discount as long as you have not had any accidents, or moving violations, that have resulted in a premium surcharge. View your current discounts to see if you are receiving a good driver discount.

Do you offer a Defensive Driver discount?

It’s easy to find the Defensive Driver discount eligibility requirements for your state* by visiting the Defensive Driver page.

*The Defensive Driver discount is not available in HI, MA, MI, NC, and VT.

What discounts are available for vehicle safety features?

We love safe vehicles. That’s why we typically offer discounts for the following safety features*:

  • Anti-Lock Brakes
  • Anti-theft
  • Daytime Running Lights
  • Air Bags
  • Passive Restraint/Restraint

For more information please visit our car insurance discounts page.

*The discounts available vary by state and the coverage you carry.

If you’re a policyholder you can see what discounts you are currently receiving and what discounts you may be eligible to receive, visit the Discounts section of your online account.

Payment MethodsChoose One Of Several Easy Ways To Pay Your Premiums

We accept checks, credit cards, money grams and Western Union.

Automatic Payments—Set It And Forget It

Don’t lose any sleep worrying about missing a payment. Just give us a call at (866) 509-9444 to set up automatic payments from your checking account or credit card.

By Mail—The Tried And True Way

Yes, we still accept payments the traditional way! You can mail your check or money order.

GEICOMail payments to: GEICOCommercial Auto InsuranceP.O. Box 822636Philadelphia, PA 19182-2636

National Indemnity Company (NICO)Do you have a NICO policy issued by GEICO Insurance Agency, Inc.? Use the following address to mail your payments:National Indemnity Company Attn: Billing PO Box 77029 Minneapolis, MN 55480-7729