Can a non-repairable title be fixed?

Steps to Secure your Ignition Interlock Permit

  1. Verify your eligibility online or contact the Department of Motor Vehicles at 402-471-3985
  2. Install an Interlock Device on your vehicle
  3. Submit your paperwork and Certificate of Installation
  4. Get your Ignition Interlock Permit Online or at a Driver Licensing Office

Who Can Help Me With a Property Damage Claim?

If you were injured in a car accident, you might have already consulted with a car accident attorney about your personal injury claim. Your attorney can also advise you about your property damage claim. If you have not hired a personal injury lawyer, some lawyers handle disputed property damage claims with or without a personal injury case. 

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What is a Junked Vehicle?

Vehicles that have sustained more damage than a salvaged car are labeled as “junked.” Vehicles that are considered junked are those that are viewed by mechanics and the DPS as cars that are so destroyed or damaged that it is not possible to return them to a usable condition. This is the main difference between a salvaged and a junked car. Examples of the sort of damage that would render a car junked includes fire damage or extreme mechanical failure. Junked vehicles have typically undergone a major crisis, such as flooding or hurricane damage.

A junked car will have a “Non-Repairable Vehicle Title” issued to it by the DPS. This means that the vehicle may not, by law, be rebuilt, re-titled, or re-registered. Doing this would put lives at risk.

How Does an Insurance Company Acquire Salvage Title to a Vehicle?

If your vehicle is damaged in a traffic accident, you can file a property damage claim with the at-fault driver’s insurance provider. If the accident was your fault, you might have property damage coverage under a collision or comprehensive insurance policy.

The insurance company sends an adjuster to inspect your vehicle. The adjuster determines the extent of the damage and the cost to repair the damage. 

If the cost to repair the damage exceeds the vehicle’s value, the vehicle is a total loss. Insurance companies may also declare a vehicle a total loss if the cost to repair the vehicle exceeds 75 percent of the value of the vehicle. 

When your vehicle is a total loss, the insurance company offers to settle the claim by paying you an amount equal to the vehicle’s fair market value. The market value is based on the condition of your vehicle before the accident. Other factors that impact the value of your vehicle include:

  • Make, model, and year of the vehicle
  • Special features and systems
  • Mileage
  • The current market for your specific vehicle

Most property damage claims are settled before claims involving injuries and other damages. However, when signing a release to settle your property damage claim, make sure you read the entire form. 

If the form refers to injuries or other damages, it is best to allow a car accident lawyer to review the form before proceeding. You do not want to release any of your rights to seek compensation for a personal injury claim

Cost Of Repairs:

The estimated or actual retail cost of parts needed to repair a vehicle, plus the cost of labor computed by using a customary and reasonable hourly labor rates and times. Retail cost of parts and labor rates may be based upon collision estimating manuals or electronic computer estimating systems customarily used in the automobile insurance industry.

Retail value means the actual cash value, fair market value, or retail value as:

  • set forth in a current edition of any nationally recognized compilation, including automated data bases, or;
  • determined according to a market survey of comparable vehicles with respect to condition and equipment.

The salvage designation also applies if the owner of a vehicle voluntarily obtains a salvage branded Certificate of Title on the vehicle, regardless of the damage, age or value of the vehicle.

If an Out-of-State title is presented with any indication of damage, the brand will be carried forward along with the name of the jurisdiction who issued the previous title, on the Nebraska Certificate of Title. This includes, but is not limited to, the following notations:

  • Damaged
  • Flood
  • Junked (in those states where this is not a death certificate)
  • Manufacturer Buyback
  • Non-Highway Use (not eligible for registration)
  • Previously Salvaged
  • Rebuilt
  • Reconstructed
  • Repaired
  • Total Loss
  • Any other language indicating damage

Once a vehicle with a Salvage Certificate of Title has been repaired, a Vehicle Inspection must be performed and a Vehicle Inspection Certificate must accompany the application for title, before a new title can be issued and the vehicle can be registered. The new title is required to have the words “Previously Salvaged” branded on the face under the designation, Legends. All brands must be carried forward on any titles issued thereafter and will also appear on any initial and subsequent registrations issued for the vehicle.

A Salvage Certificate of Title is obtained by submitting the salvage vehicle’s Certificate of Title and a properly completed Application for Certificate of TitleApplication for Certificate of Title to any County Treasurer (refer to the County Treasurer Listing for contact information).

The fee for a Salvage Certificate of Title is $10.00. Please contact the County Treasurer where the application for title is submitted for information regarding acceptable methods of payment.

 

Questions regarding Salvage and Previously Salvaged Certificates of Title for Motor Vehicles may be addressed by email or by phone at (402) 471-3918 .

 

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