A rock hit my windshield…who pays for glass damage?

How much does it cost to fix a broken windshield?

Repairing a windshield is less expensive than replacing one. That’s because the cost to repair a windshield generally varies by how much of the glass needs fixing. In contrast, the cost of a windshield replacement can vary based on many factors, including:

  • Your car’s make and model
  • Your location
  • The type of glass used

Bear in mind, depending on your state car insurance requirements and policy, if you file an auto glass claim, the most you’ll need to pay is your deductible — your insurance should cover the rest of the bill if the damage qualifies for coverage. Some state laws, like Florida’s windshield replacement law, waive deductibles for broken windshields if the driver carries comprehensive coverage.


Can a 12 inch crack in windshield be repaired?

Whether it’s two or 10 inches long, or somewhere in between, a crack has always been a primary reason to get a windshield replaced. Cracks, both short and long, can be repaired by filling the damage with a special resin.

How long will Cracked windshield last?

There is no set amount of time to safely drive with a cracked windshield. In some cases, the crack is diminutive and unlikely to spread, making it possible to drive days, weeks or even months without additional damage. However, even slight cracking makes windshields brittle.

What happens if a rock hits your windshield? After a rock hits your windshield, you will want to take a look at your windshield when it is safe to do so. … Generally speaking, if there is a chip or crack that is smaller than six inches, your windshield can be repaired. If the crack is larger than six inches, your windshield probably needs to be replaced.

What is glass deductible? In many cases, your policy will require you to pay a deductible before broken glass repair or replacement is covered. A deductible is the amount of money that you will owe out-of-pocket before insurance funds the remainder of the repair.

What should I do if my insurance doesn’t cover glass damage?

If your car insurance doesn’t cover windshield replacement or glass damage, you should still get the repairs done. Many states have laws against driving with a cracked windshield. Plus, you’re putting yourself and your passengers at greater risk. Not only is it harder to see out of a cracked windshield, but it’s also more likely to shatter if something else hits it.

6. Does Car Insurance Cover a Cracked Windshield?

The key to ensuring that you have coverage for a cracked windshield is having comprehensive insurance. The vast majority of cases will be (17)… Insurance may cover a cracked windshield if you have comprehensive coverage on your car insurance policy. Full auto glass coverage can also cover windshield (18)

Does Car Insurance Cover Windshield Replacement in NJ

Do You Have Comprehensive Coverage? Take a minute to pull out your current auto insurance paperwork. Specifically, check to see if you have comprehensive (19)… Stay calm, and call a friend or family member if you think you need help. Next, cover the damaged area with clear tape to keep it clean and (20)

8. Will insurance cover rock hitting windshield?

Does car insurance cover a cracked windshield? — Comprehensive insurance will typically cover cracked windshields. Car insurance companies (24)

Can I Sue Someone For Rock Chip Damage On The Highway

Reliable Glass works with every insurance company and can get your car fixed quickly and professionally. If you have windshield coverage, you will likely not (25)… If you have glass coverage, we’ll waive your deductible for windshield repairs. [1] Guarantee covers replacement of any defective alternative parts identified (26)

Assess the Damage

After a rock hits your windshield, you’ll want to take a look at your windshield when it’s safe to do so. Visually assess the damaged area and try to figure out how severe the damage is.

Generally speaking, if the glass has a chip or crack that is smaller than six inches, your windshield can be repaired. If the crack is larger than six inches, your windshield probably needs to be replaced.


If you have any questions regarding our vehicle’s repair needs? Would you like a free estimate? Please don’t hesitate to call us today at 651.789.1111 or Email Us and we will be happy to assist you.